Do you need a mortgage loan to purchase or refinance a home in Boise, Idaho?
Timberline Mortgage has expert loan officers that would be happy to help you now.

If you want to purchase, refinance or consolidate debts in the Boise, Idaho area, Timberline Mortgage can find the right home loan for you.

Financing a new home can seem like a challenging experience, but it does not have to be!  There are so many things to think about...current mortgage rates, loan application process, and much more.

Choosing Your Lender

A primary concern for a home purchase or refinance will be finding a lender who can provide the right financing among the different loans from which one can choose.  So what should you look for?  Calling around and asking for interest rate quotes may not be the best way to select a lender.  Why?  Because...

• The lender knows nothing about your situation or needs, so the interest rate they quote may or may not be a program that will fit you.
• Interest rates on loans change daily (up to four times), so today's quote may not be available tomorrow.
• Rates quoted over the phone are not "locked" prices.  This means rates are subject to change up until the day your loan closes instead of being pre-determined for a specified period of time.
• You won't know what the lender has to offer you.

Competitive rates are important, but when you consider the fact most lenders get their money from the same source (and therefore have essentially the same rates to offer), you must look at some other factors before choosing a lender.

--- Click Here to Learn More About Lenders ---

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